NAMBA April 2020 Web.pub

If you are at a model boating event sponsored by an organization other than NAMBA, NAMBA insurance is not in effect. If you are testing your boats alone and have an accident, the coverage is not in effect. This liability insurance also provides up to $100,000 coverage for damage to premises rented caused at a NAMBA boating event. As an example, you lose control of your boat, it runs up on the shore and pokes a hole in a building that is part of the area you rented to hold the NAMBA event. Please remember, use common sense while running your boats. Obey the NAMBA Safety rules. Do not run your boats if a spectator is in the water, hanging their legs over the edge of the water, or floating by on an inflatable. Do not run your boats if there is a dog playing in the water. Our boats today are fast enough to seriously harm someone. If you have any questions, do not hesitate to ask and remember that safety is always the first concern. (Continued from page 1) In 1970, several model boaters from across the USA met to establish a new model boating organization. Model boaters who had been racing under the WAM and IMPBA insurance coverage organized NAMBA. The first NAMBA members began as NAMBA officially in January 1971. The very first NAMBA Nats was held in 1972. We are now planning to hold the 50th NAMBA Nats in September, 2021. This event will be held at Legg Lake, where NAMBA racing got its start. Vice President Richard Romero, Executive Secretary Al Waters and I will meet this coming summer with the projected host hotel and convention center. We will reserve a group of rooms and dates for the NAMBA members who will be attending. Once we get the dates secured, we will notify all of the District Directors with the dates and schedules. This is an event you want to attend. Even if you no longer race, there will be a lot going on socially, with people from across the USA and Canada. I have heard from some European model boaters who want to attend and share the experience of our 50th NAMBA national championships. While preparing for the 50th NAMBA Nats, I drug out many years of NAMBA Nats programs, Propwash newsletters, and model boating magazine articles. NAMBA’s birth would not have been possible without the dedication of several model boaters. Most of these individuals are no longer with us. Thankfully, there are more than a few still around; some still competing at NAMBA events. My thanks go to each of them, for their forward thinking, planning, and hard work. I hope that NAMBA today is what they envisioned. What they wanted was to make certain that people had fun with model boats. They hoped that NAMBA members would treat each other with respect. These are the same thoughts we have today. We look forward to NAMBA in 2020. Enjoy the times with your model boats and friends. Please treat each other with respect. I’ll see you in Huntsville for the 2020 NAMBA Nats. Liability and Accident Coverage By Alan Hobbs Thirty years ago, NAMBA members had liability insurance but very little information concerning the company or coverage. During the 1990’s NAMBA changed the way we purchased insurance coverage, working directly with the insurance company instead of going through a third person. We were able to get a quote from Travelers Insurance, one of the largest insurance companies in North America and got the proper coverage for both the USA and Canada. We started working with Travelers, adjusting the coverage over time until we had our current liability coverage. Here is an explanation of NAMBA insurance coverage and some examples. This explanation is not complete but a simple presentation to the membership concerning NAMBA insurance. The liability insurance is “primary” insurance. Your homeowner insurance is not required to pay a certain amount before the NAMBA insurance is involved. As a NAMBA member, you are covered by liability insurance in the case that your boat hurts someone or damages someone’s property. As an example, if you lose control of your boat and it runs up on shore and hurts someone, there is liability coverage for up to $1 million. The aggregate liability coverage for NAMBA is $2 million in a year. PROPWASH 2 April 2020 In addition to liability insurance, NAMBA provides accident coverage as well. In the late 1990’s we were concerned with the high medical costs faced by model boaters if they were injured at a NAMBA event. So many members had no medical insurance because they were between jobs, or their job did not offer such insurance.

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