NAMBA Propwash October 2017.pub

the mud in the launch area. This policy is secondary insurance. That means that if you have health insurance at work or through a family member, NAMBA insurance will expect your primary policy to pay first. Then, once your primary policy has paid what it covers, NAMBA’s secondary policy goes into effect. This would cover such things as deductibles, amounts over the policy limits, etc. If you do not have health insurance of any kind, NAMBA’s policy covers you the same as if it were a primary policy. There are of course deductibles on both of these coverage's. $500 on the liability coverage, and $100 on the personal accident coverage. However, in the past, NAMBA has been able to pick up the cost of these deductibles, and we assume we will continue to do so in the future as long as funds permit. As you can see, your NAMBA insurance provides you with the best protection available through any of the model boating organizations. Hopefully, you will never have to make use of this coverage, but if you do, you can be assured that you are covered. Continued availability of this exceptional coverage is of course to some degree up to you. Make sure that you are aware of all of the safety regulations, and use common sense in your running. Preventative medicine is always better than having to resort to a cure. By avoiding needless accidents, we can insure that the coverage will be available when really needed. NAMBAMemberships and More Just a quick note: 1. The first week of November, you will get a secure e-mail with a link to renew your 2018 NAMBA membership. 2. Site Insurance expires on January 1, 2018 for the 2017 year. 3. You must be a NAMBA registered club to obtain Site insurance. 4. For your individual membership insurance to be in affect you may only run on NAMBA Site insured locations. 5. All membership lists and site insured locations are available on the NAMBA web site under Resources and is updated every date that a membership or site insurance is processed. water, running while other full size water craft are in the water, or consuming alcoholic beverages or illegal drugs while running a boat. In addition, NAMBA insurance does not cover you when you are participating in a sanctioned event of any other organization which has its own insurance coverage, whether primary or secondary. So make sure that you are confident that the coverage provided by the sanctioning club or organization is sufficient to protect you during that event, as you will not be able to rely on your NAMBA insurance if it is not. For a current list of sites and locations that have been NAMBA pre-approved with site insurance, please refer to the NAMBA web site under Resources/Insured Sites. It is updated daily. When a current year has expired, the site insurance expires and effective January 2 of the following year, the list will clear and a new site insurance coverage certificate must be applied for by one of the local NAMBA registered clubs. NAMBA insurance also provides you with a $500,000 personal accident policy which covers injuries which you may incur while running your boat or while assisting someone else with their boat. In the past, this has covered such injuries as a cut hand, or torn ligaments suffered when a boater slipped on PROPWASH 12 October 2017